We specialize in Loss Mitigation. We negotiate with your lender to modify your mortgage for you. We know what the mortgage companies will accept and push to achieve the best possible results for you. We have found negotiating with mortgage companies can be very difficult !!! Lenders are not responsive to requests for loan modifications. We are familiar with ways to keep them on the right track to making a modification that works for you.
Clients don't all need mortgage modifications. Clients often need to limit thier liability when allowing a property to be liquidated. Loss mitigation allows our company to negotiate the acceptable terms of property liquidation before it takes place. Negotiating ahead of these actions will limit or prevent any monitary obligation on the clients part. Short sales are one way of liquidating a property quickly and with proper planning leave the client with no further obligations.
It takes time and effort as well as patients to reach your goal. We know that the amount of effort it requires to negotiate with a lender may be much more that our clients have to spare. We are full time negotiators. We devote everyday to the hassle that is necessary to negotiate and achieve your goals and not settle for the mortgage lender's goal.
Banks have their own goals.